Grandfathered Insurance Policy

If you've had the same insurance policy for several years you may have what's commonly referred to as a grandfathered policy. Grandfathered policies are older policies, no longer offered to the general public.

These policies typically provide more coverage and have special features such as guaranteed renewability and lower deductibles. If you live in area that is now considered "high risk" (examples: coastal property or homes located more than 5 miles from the fire department) or the type of home is uninsurable (examples: mobile home, log home ect.) double check your policy before switching to another company. You may be giving up very valuable coverage without even knowing it.

Insurance Library

Have you ever had a question about insurance but you weren't sure who to ask?

Insurance Library was recently launched to help fill this need. Insurance Library is an online community of licensed insurance agents who will answer any question you have about insurance. Simply submit your question and receive an answer. If you have follow up questions or would like more information you can contact the agent directly.

Insurance library is a great resource so check it out today at www.insurancelibrary.com.